New insurance rules for
self-driving cars and measures to improve provision of electric vehicle charge
points have been introduced, as part of the Vehicle Technology and Aviation
It is hoped the measures will
help the UK to become a world leader in these technologies by breaking down
some of the barriers that could limit companies from testing them in the
insurance for self-driving cars will ensure better protection - a single
insurance product for automated vehicles will now be able to cover both the
motorist when they are driving, as well as the car when it is in automated
mode. That is expected to mean innocent victims involved in a collision with an
automated vehicle will have quick and easy access to compensation.
vehicles will allow the driver to hand full control and responsibility to the vehicle
when technologies are turned on.
follow a consultation
by the Department for Transport on the issue of insurance for self-driving cars
that closed in September 2016. The Transport
Secretary will be given the power to classify which vehicles are ‘automated’
and subject to the new insurance requirement.
Secretary Chris Grayling said: “Automated vehicles have the potential to
transform our roads in the future and make them even safer and easier to use,
as well as promising new mobility for those who cannot drive.
“But we must
ensure the public is protected in the event of an incident and we are
introducing the framework to allow insurance for these new technologies.”
David Williams, head
of underwriting at AXA UK, said: “This is a positive step forward that provides
clarity to insurers to ensure we design our products appropriately. It keeps
protection of the general public at its heart which we hope will encourage
early adoption of some really impressive technology.
“The vast majority
of accidents are caused by human error and we see automated vehicles having a
massive impact, reducing the number and severity of accidents. As well as
making our roads safer, insurance premiums are based on the cost of claims and
therefore we expect substantially reduced premiums to follow.”
Other measures set
out in the Bill will mean easier access to infrastructure for electric
vehicles. They could also ensure the right infrastructure is in place for the
growing market for electric vehicles.
and large fuel retailers could be made to provide electric charge points and hydrogen
refuelling stations under planned new laws.
The measures could
also make sure data about the location and availability of charging stations is
openly available, and make it easier to use the different networks which are
John Hayes said: “If we are to accelerate the use of electric vehicles we must
take action now and be ready to take more action later. I recognise that to
encourage more drivers to go electric, the infrastructure needs to become even
more widespread than the 11,000 charging points already in place and more
straightforward. We are determined to do all we can to make electric vehicles
work for everyone and these new laws will help make this a reality.”